PAKEJ XCHANGE-i
- Financing Amount Min Rm50k Up To Rm200k
- Tenure Min 5 Years Max 20 Years
- Profit Rate :
- Bundling With Banca Takaful - 4.30% Flat Rate
- Without Banca Takaful - 4.50% Flat Rate
- Minimum Salary Rm700 Including Fixed Allowance
- 19 Years Old And Not Exceeding 60 Years Upon Expiry Of Facility Or Opted Retirement Age Whichever Comes First
- Malaysian Citizen; Permanent And Confirmed Employee
- Total Deduction Inclusive Of Mbsb’s Installment Not To Exceed 60% From Gross Salary ; And
- Open To Government (Ag-Green Pay Slip And Non-Ag) And Non-Government Employees.
3.99%* From 1/1/2012 Until 31/3/2012 Or Upon Achieving Rm1.0 Billion In Disbursement Amount
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Deduction From Payout
- Security Deposit = 1 Month Instalment
- Processing Fee 2% From Financing Amount
- Rm50 X 13 Months (Rm650) For Banca Takaful (If Any)
- Temanku (Tk Card) Rm70 & Amanah Raya Rm350 (If Any)
Zero Entry Cost
The Followings Will Be ABSORBED By Mbsb:-
The Followings Will Be ABSORBED By Mbsb:-
- Stamp Duty ; And
- Takaful Contribution-Gctt; And
- Charges On Redemption Statement (Rs) Imposed By Other Banks-Rm50.00 Per Rs; Up To 5 Rs Per Application (Reimbursement Basis)
- Lock In Period : 5 Years ; And
- Early Settlement Fee : 5.0% From Outstanding Balance; And
- To Claw Back All Cost Incurred Under Zero Entry Cost (Zec).
Takaful Coverage (Gctt)
Compulsory With Details Of Coverage Based On The Followings :
Compulsory With Details Of Coverage Based On The Followings :
- Full Financing Amount; And
- Full Tenure Coverage If Financing Is Less Than 10 Years; Or
- Maximum 10 Years Coverage If Financing Is 10 Years And Above
PAKEJ MAX-i
JAMINAN untuk 100% Tunai Diterima
- Financing Amount Min Rm3k Up To Rm250k
- Tenure Min 5 Years Max 20 Years
- Profit Rate :
- Bundling With Banca Takaful – 4.99% Flat Rate
- Without Banca Takaful – 5.20% Flat Rate
- Minimum Salary Rm700 Including Fixed Allowance
- 19 Years Old And Not Exceeding 60 Years Upon Expiry Of Facility Or Opted Retirement Age Whichever Comes First
- Malaysian Citizen; Permanent And Confirmed Employee
- Total Deduction Inclusive Of Mbsb’s Installment Not To Exceed 65% From Gross Salary ; And
- Open To Government (Ag-Green Pay Slip), Pdrm, State Government, PERKESO & LHDN (Same As Existing Waslah Package)
Security Deposit = NilProcessing Fee 3% From Financing AmountStamp Duty 0.50% From Financing AmountRm50 X 13 Months (Rm650) For Banca Takaful (If Any)Temanku (Tk Card) Rm70 & Amanah Raya Rm350 (If Any)Takaful Coverage (Gctt)Full Financing Amount; AndFull Financing Tenure
- Internal Overlap Are Allowed
- Existing Mbsb Customer’s Are Allowed To Have 2nd Acct But Not For Existing WASLAH PACKAGE.
- Customer Must Settle Ctos If Any (Provide Statement).
- Processing Will Take 7 To 10 Working Days
- Minimum Validity Of Redemption Statement Is 2 Weeks.
- Temanku (Tk Card) & Amanah Raya (Arb) Is Compulsory
- Package Validity 1 January 2012 – 31 December 2012
Early Settlement
- Lock In Period : 5 Years ; And
- Early Settlement Fee : 5.0% From Outstanding Balance
Untuk Maklumat Lanjut,
Sila Hubungi Kami :
IMAN (Tel/SMS : +6 010 6010 969 / 019 672 4000)